Careers At Axiom Bank
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Credit Analyst III

Department: Credit Administration
Location: Maitland, FL

At Axiom Bank, you will be part of a diverse team in an environment that promotes collaboration, accountability, respect, and high ethical standards. We encourage you to aim for the sky and leverage your expertise and passion to excel. You’ll also have opportunities to help improve the communities we have been serving since 1963. Axiom Bank is a growing, dynamic organization – this is an exciting time to get on board!

General Responsibilities

This position assists and supports the Commercial Lending team by compiling and analyzing financial and credit information and underwriting, and monitoring commercial loan assets. This position is also responsible for credit reporting and monitoring relating to risk issues and compliance support.

Key Responsibilities and Accountabilities

The Credit Analyst III’s Key Accountabilities include, but are not limited to the following:

  • Prepares Credit Memoranda in collaboration with and Relationship Managers, recommending credit decisions and loan structuring.
  • Participates in Officers’ Credit Committee meetings as a committee resource.
  • Reviews, organizes and analyzes financial information relating to existing and new clients.
  • Completes credit investigations from third party sources to augment credit decision making.
  • Maintains the confidentiality of credit and customer information.
  • Observes safety and security procedures and guidelines.
  • Maintains a thorough knowledge of, and compliance with, Federal and State banking regulations and adherence with all Bank policies and procedures.
  • Provides professional, courteous and efficient service to all internal and external customers.

Supervision of Personnel

  • None

Working Conditions

  • This position is performed in a regular office work environment, including ability to lift and carry files of up to 10 lbs. Extensive use of computer terminal and keyboard.


  •  None 

Qualifications Summary


Bachelor’s degree in Finance, Accounting, or Business related program.


4-7 years of experience in commercial credit analysis within a financial institution; or the equivalent combination of education and experience. The incumbent will be expected to be able to work Monday through Friday and work will mainly be performed at the Maitland location; occasional evening and weekend work may be required. Flexibility with work location and hours may be granted if circumstances permit.

Knowledge & Skills:

  •  Knowledge of Federal and State Lending Regulations as they pertain to commercial deposit and/or lending operations.
  • Strong written and oral communications skills, with the ability to engage in successful analytical conversation and accurately document analysis and recommendations.
  • Excellent organizational skills. Ability to pay close attention to detail. Team player, with demonstrated collaborative skills.

Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

(Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at

Supporting communities. Improving lives. Working together toward your future.  

At Axiom Bank® we believe in working together for a brighter future. Through our environment of collaboration and camaraderie, we offer a uniquely fun and rewarding place to develop your career. Axiom Bank is headquartered in Central Florida and has 24 branch locations, with 22 branches located inside select Walmart Supercenters®.

Working in our Branches: Our innovative in-store branch model makes working at Axiom Bank unlike any other traditional banking institution. Set in a retail environment, our bankers are empowered to engage with customers, developing relationships that improve lives and strengthen communities.   

We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success through competitive benefits, as well as the guidance you need to learn new skills and shape our business and future. We proudly offer the following benefits to our Full Time Employees:

  • 11 Paid Holidays
  • Generous Paid Time Off
  • Matching 401(k)
  • Medical, Dental and Vision Benefits
  • Company Paid Life, AD&D Insurance, Plus 100% Company Paid Short and Long Term Disability

In order to provide equal employment and advancement opportunities to all individuals, employment decisions at Axiom Bank are based on merit, qualifications, and abilities. Axiom Bank does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability, sexual orientation, gender identity, genetic information, protected Veteran status, or any other characteristic protected by law.

Legal authorization to work in the US is required.  We will not sponsor individuals for employment visas, now or in the future, for this job opening.

Axiom Bank will make reasonable accommodations for qualified individuals with known disabilities unless doing so would result in an undue hardship.

It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran.

Eligibility Requirements:

All applications for employment must be submitted through the Axiom Bank Job board, to be considered.

·          You must be 18 years or older

·          You must have a high school diploma or equivalent

·          You must be willing to take a drug test and submit to a background investigation as part of the selection process

If currently an Axiom Bank employee, you must have been in your current position for a minimum of 1 year, have at least a "consistently meets expectations" performance rating and have the approval of your manager to post or the approval of your manager and HR to apply if you don't meet the time-in-job performance requirement.  

Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. All resumes submitted by search firms to any employee at Axiom Bank via e-mail, the Internet, or directly to hiring managers in any form without valid written search agreement executed by an Authorized Officer at Axiom Bank for that specific position will be deemed the sole property of Axiom Bank and no fee will be paid in the event the candidate is hired as a result of the referral or through other means. 


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